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5th Line's Banking Client Services

Our team offers a practical solution by referring your portfolio companies to nonbank lenders who can fulfill their debt needs. This approach removes the pressure on bankers to find a solution. Bankers can maintain their deposit relationships and clients receive the financial assistance they need, effectively balancing customer satisfaction and the bank's interests.
Reduced Risk
Alleviate the strain of managing troubled loans and improve their overall portfolio quality.
Retained Deposits
Retain deposit relationships without pressure of extending credit through our placement of private credit solutions.
Stronger Relationships
Maintain strong client relationships by meeting client needs even when traditional bank lending isn't an option.
A Trusted Partner to our Country's Leading Banks

When Banks Call Us In

Lending & Refinancing
  • Refinance Challenged Borrowers Out of the Bank & Into Private Credit - Retaining the Deposit Relationship

  • Source Private Credit Options for Existing Clients Outside your Credit Parameters

  • Private Credit Solutions for Prospective Treasury Clients Who Don't Yet Meet Bank Lending Threshold
Reporting & Compliance
  • Support Companies by Streamlining Monthly Financial Reporting to the Bank

  • Borrowing Base & Covenant Reporting

  • Better Borrower Communication
Cash Management Strategies
  • Expense & Cashflow Management

  • Runway Extension

  • Customer & Vendor Payments Cycle Management
Engage Early
We understand the challenges banks face when unable to lend to their deposit clients. As expert debt consultants, we’re here to provide insights on the market and partner directly with your clients to present potential refinancing opportunities, even in the early stages. We’ll get troubled credit profiles off your books without taking your clients away.

Engage us early in the process to address potential default scenarios. By involving us before default occurs, we can assess the situation, provide insights on the market, and explore refinancing options from our lending partners. This process mitigates the risk to your bank and preserves your client relationships.

Interested in learning more about the services for your portfolio companies?
Contact Us